Welcome to LeadingLightly.com (the "Website"). By accessing and using this Website, you agree to comply with and be bound by the following terms and conditions ("Terms"). Please read these Terms carefully. If you do not agree with these Terms, you must not use this Website.

1. General Information

1.1 This Website is owned and operated by Kurt Kinnear ("we," "us," or "our"), operating as a home-based business in Alberta, Canada.

1.2 The content on this Website, including but not limited to courses, resources, blog posts, and digital materials, is intended for informational and educational purposes only.

1.3 By accessing or purchasing content from this Website, you acknowledge and agree that your use of any materials or services is at your own risk.

2. Eligibility

2.1 You must be at least 18 years old to use this Website or purchase any products or services.

2.2 By accessing this Website, you represent that you have the legal capacity to enter into these Terms in your jurisdiction.

3. Products and Services

3.1 The "Leading Lightly" program and all other courses, resources, and materials ("Products") offered on this Website are digital goods unless otherwise specified.

3.2 Results are not guaranteed. While the materials and strategies provided have been effective for many, individual results depend on various factors, including but not limited to commitment, application, and external circumstances beyond our control.

3.3 We reserve the right to modify, suspend, or discontinue any product or service without prior notice.

4. Payment and Refunds

4.1 All payments are processed securely through third-party payment processors. By completing a purchase, you agree to the payment terms of the selected processor.

4.2 For eligible courses, we offer a 30-day money-back guarantee. To request a refund, contact us at [email protected] within 30 days of purchase. Refund requests made after 30 days will not be processed.

4.3 Refunds will only be granted to the original purchaser and processed through the original payment method. Additional fees or processing times may apply, depending on the payment provider.

5. Intellectual Property

5.1 All content on this Website, including but not limited to text, graphics, logos, videos, and downloadable materials, is the intellectual property of Leading Lightly and is protected by copyright and trademark laws.

5.2 You may not copy, reproduce, distribute, or sell any materials from this Website without express written permission from us.

5.3 Unauthorized use of any content may result in legal action.

6. User Responsibilities

6.1 You agree not to:

• Use the Website for unlawful purposes.

• Share or distribute content from this Website without authorization.

• Attempt to hack, disrupt, or otherwise compromise the functionality of the Website.

6.2 You are responsible for maintaining the confidentiality of any account login information and for all activities under your account.

7. Limitations of Liability

7.1 To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of this Website, Products, or services.

7.2 We do not warrant that the Website will be uninterrupted, error-free, or free from viruses or other harmful components.

7.3 Any reliance on materials provided through the Website is at your own discretion and risk.

8. Privacy

8.1 Your use of this Website is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information.

8.2 By using this Website, you consent to the practices described in the Privacy Policy.

9. Changes to Terms

9.1 We reserve the right to update or modify these Terms at any time without prior notice. The latest version will always be available on this page.

9.2 Your continued use of the Website after changes to the Terms constitutes acceptance of the updated Terms.

10. Governing Law

10.1 These Terms are governed by the laws of [Your State/Province/Country]. Any disputes will be resolved in the courts of [Your Jurisdiction].

11. Contact Information

11.1 If you have questions or concerns about these Terms, please contact us at:

• Email: [email protected]

• Address: Alberta, Canada

By using this Website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.